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Welcome To
Budget Stretcher

Click Here To Get Your Free Print Budget Forms

Whether you are looking for just a few tips to help you stretch that paycheck or are on the brink of bankruptcy, Budget Stretcher has the solutions you are looking for.

I hope you will take the time to browse Budget Stretcher. With over 1000 pages of Articles, Tips, Forms & Worksheets, Money Saving Links, Newsletters Archived back to 2001 and many other resources, I'm sure you will find exactly what you are looking for.

"The Complete Budget and Bill Organizer" is the highlight of Budget Stretcher. It contains absolutely everything you need to make your paycheck mean something again and it's so easy to set up and use regularly.

There are two versions of The Complete Budget and Bill Organizer available. The FREE version can be obtained by subscribing to The Free Budget Stretcher Newsletter. This is a weekly newsletter containing loads of helpful tips and tricks you can use to better manage your money. Click Here to subscribe and get your Free Organizer.

Below are some of the other resources available at Budget Stretcher to make your money management tasks easy to understand and accomplish:

Budget Stretcher Premium The Complete Budget and Bill Organizer (Download) Budget Stretcher's Calculating Forms
Bill Pay Management System An Easy Filing System Organizer That Works How To Save With Coupon Codes
1000s Of Delicious Money Saving Recipes 1000s Of Tips To Save You Money Get Help Planning Your Retirement
Learn How To Earn Extra Money


Thanks for visiting and please return often. This site is adding fresh content every day. Here are some other helpful resources.

Grandpa Terry
(AKA Terry J. Rigg)
Editor
Budget Stretcher

Budgets/Organizers/Forms

  • The Complete Budget and Bill Organizer Download
  • Budget Stretcher's Calculating Forms
  • Online Personal Budgeting System
  • The Quick-Find Filing System
  • The Bill Pay Management System

  • My Budget Planner
  • Get Organized Now!
  • Take The Financial Fitness Quiz
  • Free Online Calculating Budget Form

    Plan Ahead and Save on Your Next Vacation

    If going on a yearly vacation is a priority in your life, the option to rent timeshares can save you money over the cost of staying in hotels. Timeshare rental gives you access to fantastic vacation properties without the long-term commitment and high up-front expenses of ownership. Own a timeshare but feel like you aren't getting your money's worth out of it? If you want to sell timeshare, there are many great resources at your disposal to help you move your property.

    Setting Your Financial Priorities Whether you know it or not, you are always setting your financial priorities. Some may decide that a new stereo system is more inportant than this month's electric bill. This may be a little off the wall but it is still setting your priorities.

    Budgeting When Your Paycheck Varies Is you paycheck never the same? Learn how you can still budget your money.

    What To Pay When You Can't Pay Everything Sometimes your paycheck won't cover all of your bills. What should you pay?

    Big Money Problems If you don't have the money to pay your bills you need to know what to do and who to see. You will learn the steps that are absolutely necessary to ensure your family's protected.

    Impulse Buying Planning a purchase of any kind is absolutely necessary if you intend to use your money wisely.

    Mortgages

    Add A Few Dollars To Your Mortgage Payment You can knock years off of your mortgage and save thousands of dollars just by adding a few dollars to the payment each month.

    Checking/Savings

    Checking Basics Understanding the fundamentals - Before you sign up for a checking account, make sure you check out all of your options.

    Your Checking Account Checking accounts are an absolute necessity these days. You can either have a checking account or run to the bank or other outlet for money orders.

    Partner Sites

  • Thrifty Fun
  • Good Bazaar.com
  • TheFrugalShopper.com
  • Card Ratings
  • Work-At-Home Team
  • Debt Smart
  • Personal Finance Budgeting
  • Saving Advice
  • Smart Money Tips
  • Free Credit Card Reviews
  • At Home Parent
  • Tidbits from the Pantry
  • Abby's Good Stuff for Free

    Money Saving Tips

    If you enjoy a game of poker - or if you fancy any other game of chance played with money - it's crucial to be careful with your money. Choose appropriate stakes for your bankroll (that you can afford to lose!), read up on some strategy and join in the fun when you know your limits.


  • 1000s Of Money Saving Tips

  • Debt Management

  • How To Own Your Paycheck Again!
  • Living Within Your Means - The Easy Way
  • Personalized Debt Elimination Summary
  • Debt Reduction Software

    Winning The Credit Card Game We were able to pay off $20,000 in debt in 5 years on $22,000 a year income by taking advantage of low interest rate credit card offers. We saved $67,000 in interest on that $20,000 by using low or no interest offers to our advantage. All it took was a few 5 minute phone calls.

    7 Ways To Beat The Debt Collector Personal Money Management is not a one step process. Learn the steps you need to take to get your debt under control and keep it that way.

    The Debt Elimination Dilemma The total American consumer debt reached $2.4 trillion in 2006. There are literally hundreds of ways to eliminate your debt. You can't turn on the TV, listen to the radio, open a newspaper or click on a web page link without hearing or seeing the latest miracle method to get you out of debt.

    Mastering Credit Cards Broaden your understanding of credit cards and their value in your financial life.

    Constant Credit Card Payments By simply continuing to pay this month's payment, even though the minimum payment declines, you can normally pay off your credit card in about half the time.

    Featured Sites

  • The Pros/Cons of a payday loan for fast cash.

  • Bad Credit Loans & Debt Help
  • Consumer Lending and Personal Credit Guide

    Making Money



  • How ANY Woman Can Learn To Make Money on the Internet
  • Learn How To Earn From eBay
  • 999 Home Business Ideas
  • Emergency Cash Generators
  • Start A Home Business

    Loans

  • Personal Loans
  • Bad Credit Loans
  • GovLoans.gov
  • Student Loans FinAid.org

    FTC Consumer Alert - Payday Loans - Very Costly Cash (PDF Download) The ads are on the radio, television, the Internet, even in the mail. They refer to payday loans, cash advance loans, check advance loans, post-dated check loans, or deferred deposit loans. The Federal Trade Commission, the nation’s consumer protection agency, says that regardless of their name, these small, short-term, high-rate loans by check cashers, finance companies and others all come at a very high price.

    Energy Savings

  • Find The Price Of Gas In Your Area This is a page that all you have to do is input your Zip Code and it will show you what the price of gas is at the service stations in your area. It also gives the cheapest, highest and the average for your area and nationally. May be a way to save a few bucks.

  • A Consumer's Guide To Energy Efficiency and Renewable Energy Your home uses energy every day, all day long. It uses energy to keep you warm in the winter and cool in the summer. It uses energy to provide you with light when you need it. It uses energy to provide you with hot water. And it uses energy to run all of your appliances and home electronics.

  • This Week's Special Offer

    50+ Recipe Collection

    Get up to 50 Recipe Online Ebooks containing 1000s of Mouth Watering Recipes from all over the world.

    Package #1 (25 Ebooks) = $5.00
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    Each one of these ebooks are easily worth the price of the Entire Package but you get 25 or more. Don't miss this. It will go away on 7/7/2009 when the price doubles.

    Order Now And Get 2 Useful Bonuses Free:
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  • Two Hundred Problem Solving Tips

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  • Groceries/Coupons


    Mr. Rebates - Coupons + Cash-Back Shopping

  • 50+ Recipe Collection
  • Cash Back Rewards
  • Save Big On Groceries!
  • Menus On A Dime
  • Coupon Codes - Your Secret Weapon For Saving Money Online
  • FREE grocery coupons and more at CoolSavings! Click Here!

    How Much Should My Grocery Budget Be? Get an idea of what you should be spending on food every month.

    Feeding a Family for $300 a month? I do something that most people think they can't do today. I feed my family of 5 for $300 a month. Most people say...

    Save on Groceries Before You Leave Home One of the easiest ways to save money on your grocery bill starts before you even leave the house. It's no extra work, you don't have to

    Save Up to 50% on your grocery bill! For most people saving 50% of your food budget is easy. Learn this little known secret.

    The Best Credit Card Offers

  • All Reward Cards

  • Low Interest Rate Cards (Purchases)

  • Low Introductory Rate Cards

  • Credit Card Search Form

    Credit Reports/Scores

    Credit Reporting Agencies There are several federal laws that protect you when dealing with creditors. Here is an explanation of each:


    Request Free Annual Credit Reports By federal law, every American is entitled to one free credit report from each of the three reporting agencies each year. Use this link to request yours.

    Understanding Your FICO Score (PDF) Learn everything there is to know about credit scores from the people that determine them, FICO! Free PDF Download.



    Fun Money Facts





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    Terry J. Rigg
    1203 Madison 228
    Fredericktown, MO 63645
    Fax: 573-783-5982
    Email: tre2000@midwest.net
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